Refinances.com - The Refinance Authority
Licenses & Disclosures
Our state licenses, NMLS identifiers, fair lending commitment, and the required mortgage disclosures, in one place.
Company Information
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
Phone: (843) 569-7283 · Email: jason@homeloansinc.com · Website: refinances.com
Jason Sharon, Broker/Owner. Individual NMLS License #1281448. Company NMLS #1728740.
To verify our licensing information, visit NMLS Consumer Access and search NMLS #1728740.
State Licenses
Licensed to originate residential mortgage loans in:
- Alabama: Alabama State Banking Department, Mortgage Broker License #22720
- Florida: Florida Office of Financial Regulation, Mortgage Broker License #MBR 3412
- Georgia: Georgia Department of Banking and Finance, Residential Mortgage Licensee #69305
- Iowa: Iowa Division of Banking, Mortgage Broker License #1728740
- Mississippi: Mississippi Department of Banking and Consumer Finance, Mortgage Broker License #1728740
- North Carolina: North Carolina Commissioner of Banks, Mortgage Broker License #B-187320
- South Carolina: South Carolina Department of Consumer Affairs, Mortgage Broker License #1728740
- Virginia: Virginia State Corporation Commission, Mortgage Broker License #MC-7017
- West Virginia: West Virginia Division of Financial Institutions, Mortgage Broker License #MB-1728740
- Wyoming: Nationwide Multistate Licensing System, NMLS #1728740
Fair Lending
Home Loans Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity.
All mortgage loan applications are considered without regard to these characteristics. As a condition of doing business, Home Loans Inc. complies with all applicable federal and state fair lending laws, including the Fair Housing Act and the Equal Credit Opportunity Act.
Virginia Disclosures
Refinancing your existing mortgage loan may reduce your monthly payment, but may result in higher total finance charges over the life of the loan.
Home Loans Inc. is licensed in Virginia as Mortgage Broker, License #MC-7017. NMLS Company #1728740.
Virginia Code Section 6.2-1614(7) prohibits refinancing a mortgage within 12 months of origination unless it is demonstrably in the borrower's best interest.
South Carolina Consumer Complaints
South Carolina Department of Consumer Affairs
293 Greystone Blvd, Suite 400, Columbia, SC 29210
Phone: (803) 734-4200 · Website: consumer.sc.gov
Home Loans Inc. NMLS #1728740 is licensed and regulated by the South Carolina Department of Consumer Affairs.
General Disclosures
Interest rates and loan terms are subject to change without notice. Rates quoted are not guaranteed and are subject to credit approval, income verification, and property appraisal. Not all applicants will qualify for all loan programs.
Nothing on this website constitutes a guarantee or promise of loan approval, specific interest rates, or specific loan terms. All loan applications are subject to underwriting review and lender approval.
This website may contain links to third-party websites. Home Loans Inc. is not responsible for the content, privacy policies, or practices of any third-party websites.
By submitting any form on this website, you consent to be contacted by Home Loans Inc. by phone, text, or email regarding mortgage products and services. Message and data rates may apply. Consent is not required to obtain a loan.
Home Loans Inc. may refer clients to third-party service providers including, but not limited to, real estate agents, title companies, insurance agents, and appraisers. These referrals do not constitute an endorsement, and clients are free to choose their own service providers.